Privacy Policy

Who We Are

ColoradoInsuranceGuide.com (“Colorado Insurance Guide,” “we,” “us”) is an independent educational resource about home and auto insurance in Colorado. The website is owned and operated by Caraway Agency, LLC, a Colorado limited liability company based in Castle Rock, Colorado.

Colorado Insurance Guide provides educational content. If you submit your information through a form on this site, Caraway Agency, LLC is the business that will contact you and, if you choose, provide insurance quotes and services.

Contact: Caraway Agency, LLC, Castle Rock, CO, team@coloradoinsuranceguide.com

Information We Collect

Information you provide directly. When you fill out a form, request an insurance review, subscribe to email updates, or contact us, we may collect your name, email address, phone number, ZIP code or city, and details you share about your insurance situation (for example, your current carrier, coverage types, renewal date, or property and vehicle information).

Information collected automatically. Like most websites, we and our service providers collect certain information automatically when you visit, including IP address, browser and device type, pages viewed, time on site, referring website, and general location (city/region level). We collect this through cookies and similar technologies, including:

• Google Analytics — site traffic and usage measurement
• Google Ads — advertising measurement and conversion tracking
• Meta (Facebook)
• More

You can control cookies through your browser settings. Disabling cookies may affect how parts of the site function.

How We Use Your Information

We use the information we collect to:

• Respond to your questions and requests
• Provide insurance reviews, quotes, and related services through Caraway Agency, LLC
• Contact you by phone call, text message (SMS), and email as described in the consent you provide at the time you submit a form (see “Communications and Your Choices” below)
• Send educational content and updates if you subscribe
• Operate, analyze, and improve the website and our marketing
• Comply with legal, regulatory, and insurance licensing obligations

Communications and Your Choices

If you submit your contact information through this site and provide consent, Caraway Agency, LLC may contact you by phone call, text message, and email at the phone number and email address you provide, including through automated technology, regarding your inquiry and insurance products and services.

• Consent is not a condition of purchasing any property, goods, or services.
• Text messages: Message frequency varies. Message and data rates may apply. Reply STOP at any time to opt out of text messages, or HELP for help.
• Email: You may unsubscribe from marketing emails at any time using the unsubscribe link in any email.
• Phone calls: You may ask us to stop calling at any time by telling us during a call or contacting us at [EMAIL] or [PHONE].

Opting out of marketing communications does not prevent us from sending non-marketing communications related to a transaction or service you have requested.

How We Share Information

We do not sell your personal information. We share personal information only in the following circumstances:

• Insurance carriers and brokerage partners: To prepare quotes or place coverage you request, we may share relevant information with insurance carriers, wholesalers, or brokerage partners Caraway Agency, LLC works with.
• Service providers: We use third-party vendors who process information on our behalf — for example, website hosting, customer relationship management (CRM), email delivery, text messaging, analytics, and advertising platforms. These providers are permitted to use your information only to perform services for us.
• Legal requirements: We may disclose information if required by law, regulation, legal process, or a request from the Colorado Division of Insurance or other regulators, or to protect the rights, safety, or property of Caraway Agency, LLC or others.
• Business transfers: If Caraway Agency, LLC is involved in a merger, acquisition, or sale of assets, information may be transferred as part of that transaction.

Your Privacy Rights

Depending on where you live, you may have rights regarding your personal information. Colorado residents may have rights under the Colorado Privacy Act, including the right to access, correct, or delete personal data, and to opt out of targeted advertising. While Caraway Agency, LLC may not meet the statutory thresholds that make all of these obligations mandatory, we honor reasonable requests regardless.

To exercise any of these rights, contact us at [EMAIL] with the subject line “Privacy Request.” We will verify your identity before fulfilling a request and respond within a reasonable timeframe.

Data Retention and Security

We retain personal information for as long as needed to serve you, meet insurance regulatory and record-keeping requirements, and comply with law. We use commercially reasonable safeguards to protect your information; however, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

Children’s Privacy

This website is not directed to children under 13, and we do not knowingly collect personal information from children under 13. If you believe a child has provided us personal information, contact us and we will delete it.

Third-Party Links

This site may link to third-party websites (for example, the Colorado Division of Insurance or carrier websites). We are not responsible for the privacy practices of those sites. Review their privacy policies separately.

Changes to This Policy

We may update this Privacy Policy from time to time. The “Last updated” date at the top reflects the most recent version. Material changes will be posted on this page.

Contact Us

Questions about this Privacy Policy or our privacy practices:

Caraway Agency, LLC – team@coloradoinsuranceguide.com